What sorts of Incoming Cash Flows should I enter in a plan?

In order to produce the best plans, include any significant future income, whether it is a regular, recurring income stream or a one-time inflow.

Typical examples of recurring cash flows include pensions, annuities, part-time or full-time wages or self-employment income, rental income, life insurance settlements, and reverse mortgages.

One-time income could include an inheritance or proceeds from selling a house and moving to a smaller residence or less expensive location.

If the timing or amount of a given income source are uncertain, it is important to carefully consider these inputs. More conservative estimates are less likely to result in downward adjustments to proposed income when these income sources materialize.

Note that Social Security income is usually entered in a two step process in the "Social Security" tab. However, if you have other Social Security cash flows (for example, due to disability, death, or dependents), you can enter these in the "Other Income" tab.